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Wysłany: Czw 5:19, 27 Sie 2015
Temat postu: get a load
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Monthly payments are set up as automatic deposit or payroll deduction You are about to be late on a credit card bill. This is one of the most common reasons people take out cash advances – to pay off their credit card(s) and avoid paying both a late fee AND having their interest rate increased by several percent (up to as much as 29% in some cases). If an average late fee is around $35-$40, and if your interest rate goes from 15% to 30%, you can see how quickly that will cost you a lot more than taking out a small payday loan one time. However, if this is the case, I would actually not recommend borrowing the full $1000, unless that is the minimum payment that is due on your credit card. Instead, I recommend taking out enough to just cover the minimum amount, typically just a few hundred dollars or less. That way you dont end up paying higher interest rates on the payday loan, but you still avoid paying the late fee and having your interest rate raised to rediculous levels.
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