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Wysłany: Sob 23:51, 27 Cze 2015
Temat postu: personal loans with bad credit no cosigner
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Loan specifications â There are certain laws regarding the maximum amount, loan term, etc. which need to followed This website operator is not a lender and not able to make credit decisions. All personal information that we receive from your application is used in helping you secure a payday loan with one of our panel of over thirty lenders. The details are stored electronically on our system until the lender approves your application and then it is removed. Be aware that it is a legal requirement for all short term loan providers to possess a consumer credit licence. You can check the validity of a license number at the Public Consumer Credit Register . Age over 18 and a legal citizen of the United States (if you're applying to get a loan within the US) with current ID. APR: The equivalent annualized percentage rate for payday loans and other short-term installment loans ranges from 547.5% to 999.45%, based on the amount and the length of the loan. Larger loans with longer payback periods have lower interest rates. While this sounds large, one must consider that these loans are only meant to be for a very small time-frame, usually 2 weeks. Annualizing other fees in the same manner results in APR of 2336% for a returned check fee of $32 against a $100 check, a 965% fee against a $37 credit card late fee or over the limit fee, or a 1203% APR for a typical $46 reconnect fee by a utility company.
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