A: Applying for uncertified student loans will require that you disclose your credit history. The lender will take a look at your previous credit history and then decide if you qualify for a loan or not. This is why you need to keep your credit history blemish free incase you get into a situation where getting an uncertified loan is a necessity. For uncertified loans the lender may also opt for demanding a co-signer so make sure you have someone to call upon in case the need arises. Do you just need a small advance against your pay to tide you over? Bad Credit OK: Credit scores are not required, so poor credit will not hold you back from obtaining a needed loan. 2- Determine how much money you need
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