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The downside of FHA loans is they have higher mortgage insurance requirements than conventional loans. The mortgage insurance payments must be made for the entire life of the loan unless you make a larger down payment. However, FHA mortgage rates are comparable to conventional loans regardless of your credit score, so you won’t be stuck paying a higher-than-average mortgage rate. The benefits of working with us Add us to your social network and read our online guide to starting a Kids Savings Account . My husband called quicken asked about loan for a home. Talked to friendly agent, he asked a few questions. "Sure you are pre approved for fha loan for 100K." We got my q set up and started looking for a house. They suggested a realtor who we used. We told him where we wanted to live because it was close to my daughter's school and we wanted to stay close to and liked the area we live in. They said that there would be no closing cost. Great, we would be able to move into a house instead of living in an apartment. Now they need documents which we send and then the agent says "well let's meet in person" at one of the houses that he had emailed to us. He had emailed us several and we picked out some that were close to us and had enough bedrooms (3) and a backyard and basement. The agent says" meet me at 7 pm." Well we were there but the agent was late. He called and said he ran into traffic. Ok I know he was probably telling the truth because he had to come down a road that's very congested around the time he was coming. He gets there and he has his daughter with him. No biggie because we have our daughter with us.
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