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3) Great Plains Lending - just like Plain Green, this lender will loan out as much as $3,000 to a single borrower and on a first time loan. In this regard it makes Great Plains Lending the most similar to Plain Green Loans. The downside here, once again, is that the interest rates are higher (substantially so) than at Plain Green. And I don't believe any attempt at negotiating a better rate with this firm would work, that's not that you shouldn't try to, but I just get the feeling when I've spoken to them that they are more like employees just operating the policies of the company. You just don't get the sense that they have a lot of flexibility. http://persloans.tk/list-of-direct-lender-payday-loans.html|list of direct lender payday loans With Money Mart's online pre-application for a payday loan, you can speed up the process of getting your money without having to gamble on an unknown online lender. When you apply online for a loan with Money Mart, California residents know they are dealing with a well-established and trusted company. Qualifying for Direct Loans does not require a formal credit check, so this is your best avenue for borrowing if your credit is bad or non-existent. Interest rates are low, currently 3.4% for subsidized and 6.8% for unsubsidized loans, and rates are fixed-so there won’t be any surprises during repayment.
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The company will be looking at your outstanding loans, if there are any. They definitely will not want you to be paying on an established personal loan, that is for sure. At the same time they will not care very much if you have revolving credit card debt and in fact they expect you to have that. It's funny how $7,000 in existing credit card debt will be looked at as okay while an oustanding personal loan for $3,000 will be frowned upon. But that's just how it works in this age of confused and restricted credit availability. 1 hour loan online Other loan features can vary. For example, payday loans are often structured to be paid off in one lump-sum payment, but interest-only payments – "renewals " or “rollovers” – are not unusual. In some cases, payday loans may be structured so that they are repayable in installments over a longer period of time. Since reporting on this change at the end of 2013 we have not seen a change in marketing from either Great Plains Lending or Plain Green Loans. There has been a notable industry-wide shift away from the tribal lending model. Or, to be more specific, we have seen tribal lenders taking a more stealth mode to marketing while new entrants have entered the space but are all pursuing the state license path. It appears Think Finance, the main operators of Great Plains and Plain Green, is taking the same approach. They continue to invest online marketing dollars into, Rise Credit. their other short-term loan business, while stopping with the other two. We do not anticipate a change in this approach in the near future. |
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