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"Easy Application USA Fast Payday Loan Online, Quick Approval. Simple Fast, Secure, Results Upon Completion, No Faxing. Fast Credit Check!." loans bad credit ccjs no fees You should also pay attention to what type of information your lender is asking for. Do they want your Social Security Number? Why do they need it if your credit doesn’t matter? They might end up running your credit (which can ding your credit scores) or using the information for identity theft. If you’re not 100% sure who you’re dealing with, keep your Social Security Number to yourself. A loan that is offered by phone. It is illegal for companies doing business by phone in the U.S. to promise you a loan or credit card and ask you to pay for it before they deliver. A lender who uses a copy-cat or wanna-be name. Crooks give their companies names that sound like well-known or respected organizations and create websites that look professional. Some scam artists have pretended to be the Better Business Bureau, a major bank, or another reputable organization; some even produce forged paperwork or pay people to pretend to be references. Always get a company’s phone number from the phone book or directory assistance, and call to check they are who they say they are. Get a physical address, too: a company that advertises a PO Box as its address is one to check out with the appropriate authorities. A lender who is not registered in your state. Lenders and loan brokers are required to register in the states where they do business. To check registration, call your state Attorney General’s office or your state’s Department of Banking or Financial Regulation. Checking registration does not guarantee that you will be happy with a lender, but it helps weed out the crooks. A lender who asks you to wire money or pay an individual. Don’t make a payment for a loan or credit card directly to an individual; legitimate lenders don’t ask anyone to do that. In addition, don’t use a wire transfer service or send money orders for a loan. You have little recourse if there’s a problem with a wire transaction, and legitimate lenders don’t pressure their customers to wire money.
- You must have a stable income. payday loans sioux falls sd Is my information safe?
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